The above outlined figure describes the loan outstanding in different types of Industries. There are 4 types of industries among which 4 types of private and state owned commercial banks disburse the outstanding amount. They advanced loans among them in two consecutive years namely 2016 and 2017. In 2016, the foreign commercial banks had the 75.10% loan outstanding to the large industries which is the highest amount of loan disbursed among industries in 2016 but soon after the next year it fell down to 73.09%. In 2016, specialized banks had the 69% loan outstanding to the large industries which is second in position but soon after the next year it fell down drastically to 47.57%. State owned commercial banks played vital role in granting loan to the cottage industries in 2016. But their loan outstanding fell significantly to 0.50% in 2017. In this field, private and foreign commercial banks granted loan by 0.23% and 0.74% in 2016 and 0.13% and 0.42% in 2017 respectively. It shows a declined trend in granting loan in the field of cottage industries by private and foreign commercial banks.
In sum, it can be said that the life line of our economy is the small and medium industries. To run these industries smoothly, we need to finance them heavily. Besides, other industries need to be evolved as well. So, to foster them and to letting them evolve, not only state owned commercial and specialized banks has the responsibilities, the private and foreign commercial banks need to come forward while grating loan for them.