Read the following passage and answer the questions A

We spend money for different reasons. We buy foods, clothes or everyday essentials, pay for different services, entertain people, travel to places, help others in need or invest in business and thus spend money everyday. In fact, spending is a part of our life.

Spending may make us happy or unhappy depending on how and why we spend. When we spend money on things that we need and within our limit, it is good. When it becomes a compulsive behaviour, it makes life stressful. Unnecessary spending or spending beyond one's means has some bad effects. For one thing, it may lead to financial ruin or debt, and for another, it may create, unhappiness within families. People who overspend are never satisfied with what they have. They always rush for brands, fashion items, designer clothes etc. Over a period of time it becomes an addiction which may eventually create psychological problems.

Now a days consumer items are displayed in stores or in advertisements in ways that they create a feeling of immediate need for them. We are constantly tempted to buy, use or consume things even when we do not have a genuine need. We all need to be careful here. Salespersons often encourage customers to buy things by flattering them. This is a perfect match for you", they would say, or 'You look so stunning in that dress." Never forget, they say the same thing to most of their customers. It is better not to be persuaded by such words. They use these words to please the customers as the more a customer buys, the higher the profit is. Overspending is not only related to shopping, it applies to other activities as well such as eating out. Many people buy too many items to eat in a restaurant. They can eat only some of them and the rest are wasted. It's not a responsible attitude. We cannot simply waste food because we have money to buy it. Young people in a shopping mall often look at an item on display and think 'Oh I must buy this. I really need this. They may not have the money needed in their wallet. So they use credit cards but using them is like taking a loan. If they are not careful, the loans increase which might lead them to a debt-trap.

B. Answer the following questions:

Updated: 11 months ago
উত্তরঃ

We spend money for various reasons such as buying food, clothes, and everyday essentials, paying for different services, entertaining people, traveling to places, helping others in need, or investing in business. Spending money is a regular part of our daily life.

উত্তরঃ

Spending can make us happy when we spend money on things we truly need and stay within our limits. It gives us satisfaction and helps us live comfortably. However, spending can make us unhappy when it becomes unnecessary or excessive, leading to financial problems, stress, family issues, and even psychological problems.

উত্তরঃ

Overspending often becomes an addiction over time, especially when people constantly seek satisfaction through brands, fashion items, or designer clothes. This constant urge and dissatisfaction can lead to psychological problems, as people are never content with what they have and feel pressure to keep spending.

উত্তরঃ

Salespersons unnecessarily praise their customers to encourage them to buy more items. They use flattering words like “This is a perfect match for you” or “You look so stunning in that dress” to please the customers and influence their decisions. Their main goal is to increase sales because the more a customer buys, the higher the profit is for the store.

উত্তরঃ

The message of the passage is that spending money is a natural and necessary part of life, but it should be done wisely and within one’s limits. Responsible spending brings happiness, while unnecessary or excessive spending can lead to financial trouble, family problems, and even mental health issues. The passage encourages self-control and thoughtful use of money to lead a balanced and happy life.

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