What formalities and precautions would you take before opening the account of a (i) Joint Stock Company and (ii) Co-operative Society.

Mr. Azmal Hossain is maintaining a current account with your branch with a balance of Tk. 3,00,000. His wife came and informed that her husband is down with paralysis and cannot sign. She wants to draw Tk. 1,00,000 for his treatment urgently. How would you deal the situation as a branch manager?