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English

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She said that she had been teaching earlier
She said she had been teaching earlier
She said that I had been teaching earlier
She says that she was been teaching earlier
My friend asked me go home at once.
My friend asked me to go home at once
My friends said me go home at once
My friends told me to went home at once
He wished him good morning and asked whether he could help him
He wished him good morning and asked for help
He told good morning and asked whether he can help him
He wished him good morning and requested to help him
The headmaster says that the inspector will visit their school at 11 am today
The headmaster said that the inspector will visit their school at 11 am today
The headmaster said that the inspector is being visit their school at 11 am today
The headmaster said that today at 11 am the inspector must visit their school
Angel said that she had bought a pen the day before
Angel said that I had bought a pen the day before
Angel said that she bought a pen the day before
Angel said that she has bought a pen today
Common
Dedicated
Circulate
Eliminate
Unattainable
Diversified
Obsequious
Glorious
Complicated
Opaque
Sophisticated
Simple
Friendship
Clearly
Enunciate
Mumble
The committee approved by the new policy
The committee was approved by the new policy
The policy approved by the committee
The committee approved the new policy

The Federal Reserve System is an independent agency of the :United States Government that helps oversee the national bank system. Since 1013 the Federal Reserve System, commonly called the Fed, has served as the central bank for the United States. It consists of twelve District Reserve Banks and their branch offices,along with several committees and councils. All national commercial banks are required by law to be members of Fed, and & , all deposit taking institutions are subject to regulations by the Fed regarding the amount of deposits that must be held in reserve an therefore, are not available for loans. The most powerful body is the seven-membe: Board of Governors in Washington, appointed by the President and confirmed by the Senate.The system's primary function is to control monetary policy by  influencing the cost and availability of money and credit through the purchase and sale of government securities. If the Federal ;Reserve provides too little money, interest rates tend to be high,borrowing is expensive, business activities ‘slows down, unemployment goes up and there is danger of recession. If there is too much money, interest rates decline and borrowing can lead to excess demand, pushing up prices and fueling inflation. The Fed had several responsibilities in addition to controlling the money :supply. In collaboration with US Department of the Treasury, the Fed puts new coins and paper currency into circulation by issuing them to banks. It also supervises the activities of member banks board and regulates certain aspects of international finance.

Banking
The federal reserve system
The board of governors
Monetary policyMonetary policy