Complete the text adding suffixes, prefixes or both with the root words given in parenthesis.

Time is one of the most (a) ________ (value) resources in our life. Proper time (b) _______ (manage) helps us to complete our tasks (c) ______ (efficient) and reduces stress. People who plan their day carefully are (d) _______ (usual) punctual and achieve their goals faster. Wasting time on (e) ________ (productive) activities can lead to regret and missed opportunities.